Turkish credit card interest calculator
Enter how much of your statement you paid and see this month’s purchase and late interest, taxes included.
3.25%20,000 TL
3.55%0 TL
The unpaid part of the minimum carries late interest from the due date and the rest carries the purchase rate. Rates are the central bank maximums, plus 15% KKDF and 15% BSMV. Banks accrue daily; this is a one-month estimate.
How it works
- Pay at least the minimum and only the purchase rate applies to the rest.
- Pay less than the minimum and the unpaid part of the minimum carries late interest from the due date. Late interest is 0.30 points above the purchase rate.
- 15% KKDF and 15% BSMV are added to both.
Sources: [1][2]· Last checked: 27 September 2026 · Denkle editorial desk
Common questions
When does late interest apply?
On the unpaid part of the minimum payment, from the due date. The maximum late rate is 0.30 points above the maximum purchase rate.
What is the credit card interest rate in Turkey in 2026?
The central bank’s maximum monthly rate by statement balance: 30,000 TL under 3.25%, 30,000 to 180,000 TL 3.75%, 180,000 TL and over 4.25%. Late interest: 30,000 TL under 3.55%, 30,000 to 180,000 TL 4.05%, 180,000 TL and over 4.55%. 15% KKDF and 15% BSMV are added.