Cards / Halkbank
Paraf
Always-on earn
The bank doesn’t publish a fixed earn rate for this card. Rewards come from the offers below and from partner merchants.
Offers running now
Seçili E-Ticaret Alışverişlerinize 3.000 TL'ye varan ParafPara
Terms ↗Market alışverişlerinize 1.500 TL ParafPara!
Terms ↗Market alışverişlerinize 700 TL, mobil/QR ile ödemelerinize ekstra 100 TL, toplam 800 TL ParafPara!
Terms ↗Market Harcamalarınıza 800 TL, Mobil/QR ile Ödemelerinize 850 TL’ye varan ParafPara
Terms ↗Common questions
What is the Paraf annual fee?
The 2026 annual fee for the Halkbank Paraf is 307.50 TL. 5% BSMV tax is added on top, about 323 TL in total.
Does the Paraf earn a fixed rate?
The bank doesn’t publish a fixed earn rate for this card. Rewards come from monthly offers and Paraf partner merchants.
Which offers can I use with the Paraf right now?
Seçili E-Ticaret Alışverişlerinize 3.000 TL'ye varan ParafPara (ends 30 September 2026); Market alışverişlerinize 1.500 TL ParafPara! (ends 30 September 2026); Market alışverişlerinize 700 TL, mobil/QR ile ödemelerinize ekstra 100 TL, toplam 800 TL ParafPara! (ends 30 September 2026); Market Harcamalarınıza 800 TL, Mobil/QR ile Ödemelerinize 850 TL’ye varan ParafPara (ends 30 September 2026).